Your real estate agency for buying, renting, selling, and renting out property in Curaçao.
Are you planning to buy a house or villa in Curaçao? On this page you will find all houses for sale in Curaçao currently listed with Livinggoed. If you are looking for a house for sale in Curaçao, you are in the right place. We do our best to keep all listings up to date. Availability is updated daily. Properties are shown from newest to oldest by default, but you can change the sorting at the top of the page.
Would you like to search by location? You can use the interactive map to search for houses for sale in Curaçao. Not yet sure where on Curaçao you would like to live? We are happy to advise you so you can make the right choice. Buying a home is an important decision, so do not hesitate to seek professional guidance, for example by working with a buyer’s agent. You may also want to read our real estate blogs about Curaçao.
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The first step is to determine whether you are able to buy a house in Curaçao in your specific situation and what your budget is. Most buyers require a mortgage. You can contact one of the banks in Curaçao or an independent mortgage advisor. Banks usually require a permanent employment contract. If you are self-employed, banks often request financial results from the last three years.
How much you can borrow depends on your income and on the market value of the property you wish to buy. Banks generally do not finance the full purchase price. You should expect to pay at least buyer's costs yourself. What is possible differs per bank. An independent mortgage advisor can assess what is feasible in your situation.
Once you know your budget, you can start viewing houses and villas for sale in Curaçao that meet your requirements. Think carefully in advance about your needs and what fits your current and future situation. A house cannot be relocated, and renovations or extensions are not always possible. Do you have children attending different schools? Then living in a central location on the island may be practical. Are you planning to have children? Then viewing homes with at least three bedrooms may be wise. Do you have pets? Make sure the property includes a reasonable garden or yard.
When you have found your dream home, it can be helpful to ask others to take a look as well. A family member with a critical eye can help you assess the property objectively, as buyers do not always view a home purely rationally.
Then it is time for negotiation, an important part of buying a house in Curaçao. If you need financing, make sure your offer is made subject to financing approval. It can also be wise to include a structural inspection as a contingency.
We sometimes encounter unrealistic appraisal reports commissioned by sellers. Relying solely on such an appraisal could result in paying too much. We therefore advise buyers to obtain their own appraisal report. In many cases, it is advisable to first sign the purchase agreement and then arrange the appraisal or inspection. You can include a condition stating that the market value may not be more than 5% lower than the agreed purchase price. If it is, you may cancel the purchase without cost.
After signing the purchase agreement, private buyers are legally entitled to a three-day cooling-off period. Once this period has passed, a deposit must be paid into the notary’s escrow account, usually 10% of the purchase price.
The information above is a general summary and not exhaustive. Buying a house in Curaçao is a complex process. Livinggoed is happy to assist you. You can also engage us as your buyer’s agent to guide you throughout the purchase. When you buy a property through Livinggoed, our agents are always available to provide advice and information.
Are you considering buying a vacation home in Curaçao? Curaçao is a popular Caribbean island with year-round temperatures of around 86°F (30°C) and is part of the Kingdom of the Netherlands.
Buying a second home or investment property in Curaçao can be attractive for personal use or as an investment. Obtaining a mortgage is generally more difficult if you do not live on the island, which means own funds are required. Banks usually require a minimum down payment of around 30% of the purchase price, in addition to the buyer's costs .
For more information about buying a house in Curaçao, please read our blogs about real estate in Curaçao.
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